Talk With a Home Loan Officer in Round Rock

What Happens When You Call

A loan officer picks up and asks what you're working toward and when. Maybe you're buying in a few months, refinancing, pulling equity for a project or buying a rental. From there we talk through the loans that fit, like a conventional, FHA or VA loan, or a bank statement loan if you're self-employed.

If you're ready, we start the loan application on that call. If you're early, a pre-qualification shows roughly what you can borrow and what down payment to plan for. Early is better. It leaves time to clean up a credit issue or save a bit more before you make an offer. Later steps happen by phone, by video or at our office, whichever suits you.

Have These Handy Before You Call

1. A rough idea of your monthly income, or your last year or two of business deposits if you're self-employed.
2. What you have saved for a down payment and closing costs.
3. Your monthly debts, like car payments, student loans and credit cards.
4. For a refinance or HELOC, your current loan balance and a fair guess at what the property is worth.

Hours

Mon-Sun

8am-5pm