Terms and Conditions

Using This Website

These terms cover your use of the Home Loans Round Rock website. We are a mortgage lender working in Round Rock, Texas. By reading or using the site, you agree to these terms. If you do not agree, please stop using it.

General Information, Not a Loan Offer

Our pages explain home loan options in plain words. That includes conventional, FHA, VA and USDA loans, along with HELOC, bridge, hard money and bank statement loans. It is general information to help you plan.

Nothing on this site is an offer to lend, a loan commitment or a pre-approval. Whether a borrower can qualify depends on a full application, credit, income, assets, the property and underwriting review.

Rates and Program Rules Change

Rates move, sometimes more than once a day. Down payment rules, loan limits and program guidelines change too. A rate only applies to you once a loan officer quotes it for your situation, and it is not locked until the lock is confirmed in your loan paperwork.

Not Tax or Legal Advice

We talk about loans, not taxes or law. For questions about deductions, title, estates or contracts, check with a tax professional or an attorney before you decide.

Reaching Us by Phone

Our office line, (512) 955-5203, is the only way to contact us, and you choose what to share on the call. A phone conversation can start a loan application, a pre-qualification or a rate quote, but no agreement exists until you sign loan documents at closing.

Our Content

The words, layout and graphics on this site belong to Home Loans Round Rock. You may read them and share a page with a friend. Please do not copy them for another business or republish them as your own.

Limits on Our Responsibility

We work to keep the site accurate and current, but we cannot promise it is free of errors or always online. We are not responsible for losses that come from relying on this site alone. Talk with a loan officer before you make a decision about buying, refinancing or using your equity.

Changes and Governing Law

We may update these terms from time to time. The version on this page is the one that applies. These terms are governed by the laws of the State of Texas.